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Task 1.

Question 1. What insurance is the most primitive form?

1) Economic;

2) Natural;

3) Property;

4) Personal;

5) Voluntary.

Question 2. What is the medieval insurance?

1) Fraternal;

2) of the manufacturing;

3) Guild-shops;

4) workshops;

5) Professional.

Question 3. The medieval insurance differed from the ancient?

1) the presence of property insurance;

2) the availability of the insurance fund;

3) lack of insurance premiums;

4) greater breadth of insurance coverage;

5) All of the above.

Question 4: What is the difference between the joint-stock insurance companies and state insurance?

1) Insurance companies carry out only non-life insurance;

2) along with voluntary Gosstrakh applies compulsory insurance;

3) Joint stock insurance companies carry out only the compulsory insurance;

4) Insurance companies carry only private insurance;

5) There is no difference between them.

Question 5. What kind of insurance is carried insurance companies in Russia?

1) Liability insurance, pet insurance;

2) property insurance, transport risks;

3) Insurance of commercial operations, insurance default on contracts;

4) Insurance risks of loan default insurance of citizens;

5) All of the above.

Task 2.

Question 1: What are the signs determined the specificity of the insurance protection?

1) The term damage in kind or cash;

2) The random nature of the occurrence of a natural disaster or any other manifestation of destructive forces Priroda-hole;

3) Implementation of measures to prevent and overcome the consequences of a specific event;

4) Objective need for reparation;

5) All of the above.

Question 2. What is the insured event?

1) the insurer's obligation to pay the sum insured or the insurance indemnity;

2) The set of redistributive relations over the counter or damages, cause-specific direct objects of insurance;

3) The likelihood of damage to life, health and property of the insured as a result of insurance slu-tea;

4) The level of insurance valuation in relation to the value of the property accepted for insurance purposes;

5) the potential for damage to the insured object.

Question 3. In which cases is not paid the insurance indemnity?

1) Natural causes of the death of subjects;

2) intent or gross negligence of the insured;

3) defects in the property, which were known to the insurer;

4) Spontaneous combustion, fermentation, rotting, aging, corrosion of items;

5) All of the above.

Question 4. In some cases, insurance companies will not accept household property insurance?

1) Housing is not provided properly supervised;

2) Property located in storage, commission or handling;

3) The property is in common corridors, stairwells;

4) The property is in poor condition;

5) The property is situated on balconies and loggias of residential buildings.

Question 5. What are the mechanisms of insurance?

1) The effect of probability;

2) The effect of accumulation;

3) Effect of rare events;

4) The contents of paragraphs 2, 3;

5) The contents of paragraphs 1 and 2.

27.04.2015 19:57:38
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